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UK Lenders' Maximum Affordability Calculators. How Much Can I Borrow?
Use the links below to go directly to lenders actual affordability calculators. Many lenders no longer use income multiples to work out how much they are willing to lend to you. Instead they could each use their own calculations based on 'affordability'.
Mortgage Calculators: Lenders Affordability Calculators (Max Lending)
| The Abbey | Abbey Affordabilit y Calculator |
| Alliance & Leicester | Alliance & Leicester Affordability Calculator |
| Bank of Scotland |
Uses the Halifax Calculator: Halifax Affordability Calculator |
| Cheltenham & Gloucester | Cheltenham &l Gloucester Affordability Calculator |
| Halifax | Halifax Affordability Calculator |
| HSBC | |
| Nationwide: |
Several calculators depending n what you are doing: First Time Buyer Affordability Calculator Moving Home Affordability Calculator Existing Customer Moving Affordability Calculator Remortgage Affordability Calculator |
| Nat West | NatWest Affordability Calculator |
| Northern Rock | Northern Rock Affordability Calculator |
| Royal Bank of Scotland |
Uses the Nat West Calculator: NatWest Affordability Calculator |
| Woolwich | Woolwich Affordability Calculator |
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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