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Mortage Calculator

This mortgage calculator shows you how much you might be able to borrow. Whether your are a single or joint applicant, it takes into account your, or both your, incomes and also takes into account any outstanding monthly loan payments and credit card balances. The calculator will give you a rough idea of what sizes of loans might be available to you. You can then use the other calculators to calculate monthly costs or even find out how much a particular lender might loan you.

[ How Much Can I Borrow ]

This mortgage calculator shows you how much your monthly mortgage repayment would be based on the size of the mortgage loan, the mortgage term and the interest rate.

[ Mortgage_Repayment Calculator ]

This mortgage calculator shows you how your monthly payments will be affected by changes in interest rates. Just calculate the monthly payments for a particular loan, term and interest rate. Then you can see the changes in monthly payments if rates change in steps of 0.25% or 0.50%.

[ What if Rates Change Calculator ]

Many lenders no longer use income multiples to work out how much they will lend to you. Instead they have their own calculations based on 'affordability'.

When you want to get an idea of how much particular mortgage lenders are likely to lend to you, then use the links on these pages to go directly to the lenders' affordability calculators.

[ Lenders Affordability Calculators ]

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

FAQ My Mortgage is a trading style of Tuwin Ltd. Tuwin Ltd is not a regulated firm. The information and tools on this site are for general information and background only. No part of this site should be construed as 'personal information' or 'advice' as defined by the Financial Services Authority (FSA). Any opinions expressed are the personal opinions of the writer only. You should seek professional advice to confirm that any suggestions or opinions apply in your personal circumstances.

Whilst every effort has been made to try to ensure the accuracy of information on this site, We cannot guarantee that it is all accurate or up-to-date. You should ensure that you confirm any information that you will rely on with the appropriate lenders and/or a mortgage adviser. Always obtain a Key Facts Illustration if you wish to compare mortgages or if you wish to apply for one.

If you would like any personal information or advice on your particular circumstance then you should speak to an FSA Regulated Mortgage Adviser