This mortgage calculator shows you how much you might be able to borrow. Whether your are a single or joint applicant, it takes into account your, or both your, incomes and also takes into account any outstanding monthly loan payments and credit card balances. The calculator will give you a rough idea of what sizes of loans might be available to you. You can then use the other calculators to calculate monthly costs or even find out how much a particular lender might loan you.
This mortgage calculator shows you how much your monthly mortgage repayment would be based on the size of the mortgage loan, the mortgage term and the interest rate.
This mortgage calculator shows you how your monthly payments will be affected by changes in interest rates. Just calculate the monthly payments for a particular loan, term and interest rate. Then you can see the changes in monthly payments if rates change in steps of 0.25% or 0.50%.
Many lenders no longer use income multiples to work out how much they will lend to you. Instead they have their own calculations based on 'affordability'.
When you want to get an idea of how much particular mortgage lenders are likely to lend to you, then use the links on these pages to go directly to the lenders' affordability calculators.